Personal finance

KSFE online payment 2023

Online payment link for Quickpay using Mobile Number: Click Here

Online payment link using the chitty details: Click Here

KSFE (Kerala State Financial Enterprises) is the leading financial institution in the state of Kerala, India. Owned by Kerala Government.   Started its operation on 06 Nov 1969, Thrissur as its Headquarter With 2 Lakhs in capital, 45 staff, and 10 branches. Presently KSFE has 49 Lakhs+ customers,8200+ employees, 650+ branches, and 65000+ Cr turnover.  It offers various financial services to the general public, including savings accounts, loans, and multiple chitty schemes.KSFE initially did not have the option to pay online. Two years ago KSFE started online payment.  This has allowed consumers to make convenient and secure transactions from the comfort of their homes or offices. This article will cover the various options for KSFE online payment, benefits, and usage instructions.

Other important links

KSFE prize money table Click here (കെഎസ്എഫ്ഇയുടെ ഓരോ ചിട്ടിയിലും എത്രയാണ് പ്രൈസ് മണി ലഭിക്കുന്നത് എന്ന് മനസ്സിലാക്കാൻ സാധിക്കുന്ന ഒരു ടേബിൾ ആണ് ഇത്)

What is KSFE online payment?

KSFE online payment is a digital payment service provided to its customers by Kerala State Financial Enterprises (KSFE). It offers customers to pay for a variety of KSFE services, including chitty installments, and loan installments, via the KSFE website or mobile application. This service is available 24/7, allowing customers to conduct transactions at any time.


Features of KSFE online payment system

KSFE’s online payment system is preferred by customers for a number of reasons. These features consist of

  • Pay multiple chitty/loan accounts using a mobile number registered with KSFE.
  • Search and Download previous online transaction receipts
  • Pay your chitty installments
  • Pay your loan installments
  • Secure transactions: The KSFE online payment system offers the most up-to-date encryption technology to protect all transactions from unauthorized access.
  • Convenient Customers can make transactions from the comfort of their homes or offices, without the need to visit a KSFE branch.
  • 24/7 availability: KSFE online payment is available 24/7, making it easy for customers to make transactions at any time.
  • Multiple payment options The KSFE online payment system supports multiple payment options, including debit cards, internet banking, and the Unified Payments Interface (UPI).

KSFE Online payment options

There are three payment methods available that anyone can pay in Chitty monthly installments they are given below

1. Using KSFE online payment website :

Step 1: Go to https://ksfeonline.com/ website for the online payment

Step 2 : Click on VIEW DETAILS under the Pay Chitty option

Step3:Next page the following details required

  • Select your branch: using the dropdown menu select your branch
  • Chitty Number
  • Chitty class: A/B/C/D
  • Chitty Division
  • Chittal Number
  • Chittal Name (Minimum first three characters of the name)
  • Enter the captcha

Step 4: After giving the above details click on the SEARCH button

Step 5: Next page update the payment details if required, any deduction required edit the amount shown unless you click on the check box I accept terms and conditions and click on PAY NOW

Step 6: Select Payment Gateway, There are 6 payment gateway listed. SBIePay gateway charges Rs 10 to 15 for net banking, other payment gateways are free. Select any one payment gateway. And click on CONFIRM

Step 7: Next page there are three options for the payment Debit card, UPI/QR, NetBanking

Step 9: Select any payment option. Complete the transaction using NetBanking /Debit card and UPI/QR details.

2. Quick Pay

ksfe online payment quick pay

Step 1: Go to https://ksfeonline.com/ website for the online payment

Step 2 : Click on VIEW DETAILS under the Quick Pay

Step 3 : Next page Give the registered mobile number, enter the captcha shown in the screen and click on SEARCH. An OTP will send to the given mobile number. Enter the 5-digit OTP received on the mobile and click on SUBMIT button

Step 4: Next page all the chitty details will be shown like Brach, Scheme, and Chitty/Loan Account No. Click on VIEW & PAY

Step 5: Next page update the payment details if required, any deduction required edit the amount shown unless click on the check box I accept terms and conditions and click on ADD TO PAYMENT LIST

Step 6 : A small pop-up window will appear to click on ADD MORE CHITTY / LOAN TO THE LIST if more than one chitty needs to pay otherwise click on GO TO PAYMENT LIST

Step 7: Click on the check box I accept terms and conditions and click on CONTINUE PAYMENT

Step 8: Select Payment Gateway. There are five payment gateways available.SBIePay gateway charges Rs 10 to 15 for net banking, other payment gateways are free. Select any one of the payment gateways click on CONFIRM

Step 9: Next page there are three options for the payment Debit card, UPI/QR, NetBanking

Step 10: Select any payment option . Complete the transaction using NetBanking /Debit card and UPI/QR details.

3. KSFE online payment using SMS

ksfe online payment SMS

Step 1: An SMS will send to all the registered mobile numbers before the chitty installment payment date

Step 2: Click on the link that was received in the SMS. It will be redirected to a page showing all the chitty details.

Step 3: Enter the Chittal Name (Minimum 3 characters) and captcha shown in the image. Click on SUBMIT button

Step 4: Next page updates the payment details if required, any deduction is required edit the amount shown unless you click on the check box I accept terms and conditions and click on PAY NOW

Step 5 : Select Payment Gateway.

Step 6: Next page there are three options for the payment Debit card, UPI/QR, NetBanking

Step 7 : Select any payment option. Complete the transaction using NetBanking /Debit card and UPI/QR details.

KSFE online payment: other Important points

  • Online payments to user accounts will be reflected in Branch Accounts within 24 hours unless processing or maintenance work is being done or unforeseen circumstances arise.
  • After branch accounts receive online payments, customers will receive an SMS.
  • If you don’t get a success status after beginning a transaction, wait two working days for the final confirmation.
  • After an unsuccessful transaction, contact your bank and file a complaint on the customer portal if the sum is not refunded within 7 days.
  • For convenience, chitty auction participants must make their payments at least one day before the auction. Any remittance made after 11:00 AM IST on the auction due date must be reported to the branch for inclusion.
  • Available payment methods: Net Banking, Debit Card and UPI
  • Transactions will not be allowed from 11:50 PM to 12:10 AM IST due to scheduled activities

Disadvantages of KSFE online payment system

  • Credit card payment option is not available for the chitty monthly installments.
  • Personalised profile is not available for the easy payment of the monthly installments.
  • All the previous transaction chitty statements are not available.

Conclusion

Online payment for KSFE services is a secure and convenient method of transaction for clients. It provides numerous advantages, such as convenience, time savings, and multiple payment choices. The KSFE online payment system is user-friendly and available 24 x 7. Due to the growing need for digital payment services, KSFE online payment is positioned to become the future of secure and convenient transactions.

FAQ about KSFE online payment

  1. Are KSFE’s online payments safe?

Yes, KSFE’s online payment system uses the most advanced encryption technology to protect all transactions from unauthorised access.

2. What payment methods does KSFE online payment support?

The online payment system at KSFE supports a variety of payment methods, including debit cards, net banking,QR, and UPI.

3. Can I use KSFE online payment to conduct transactions outside of India?

Yes, using https://pravasi.ksfe.com/ link anyone from outside India conduct transactions

4. How quickly will payment be reflected in my KSFE account?

Generally, KSFE online payment payments are reflected in the customer’s account within 24 hours. 

Also see : KSFE PRIZE MONEY CALCULATOR (KSFE ചിട്ടിയിൽ ചേരാൻ ഉദ്ദേശിക്കുന്നവരോ അല്ലെങ്കിൽ ചേർന്നവർക്കും ചിട്ടിയിൽ നിന്നും നമുക്ക് എത്രയാണ് പ്രൈസ് മണി ലഭിക്കുന്നത് എന്ന് അറിയുവാൻ ഉള്ള ഒരു സിമ്പിൾ കാൽക്കുലേറ്റർ ആണിത്. )

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